HI
I’m Tim

Your Consultant
at KTG Property Solutions, Inc. 

 

I am a resident of South Florida, a State Certified General Contractor CGC1527754, State Certified Building Contractor CBC1251651 and State Certified Roofing Contractor CCC1326365, Licensed Insurance Adjuster P158468, State Licensed CAM CAM51607, a Federally Approved 203K Consultant, and a Federally Approved HUD Inspector; now with that bit of information you know a little background on your consultant.

Along with KTG Property Solutions, Inc. I am also the founder and President of 21st Century Construction, Inc.

I am well versed in all of the MS Office products, AutoCAD, and the ADOBE suite for the office and the web.

 

I openly offer my 40 plus years of experience and knowledge to each of our customers.

 

 

 

How is my inspection scheduled?

We schedule our inspections in the order they come in. Go to the welcome page and choose the inspection you need. Click on the link and fill out the form. Even during our busy season we try to get back to you with a schedule within 48 hours.

When do the inspections start?

Our inspection begins as soon as we turn into your drive. We begin looking at the roof, fascia, siding, topography of the lot, landscaping, and many more features the average person overlooks when pulling into your residence.

What do I need to bring to the inspection?

All you really need to bring with you is a good idea what you expect from the inspection. Actually you don’t even need to be present as long as your representative knows enough about the building to get us into all the rooms, attic, crawl space, etc.

How long is the inspection?

Each inspection is different and the time it takes will depend on your answers during the initial conversation when we set the appointment.

How do I get my inspection report?

Click on the Inspection Report page then scroll down until you see your inspection number and address. Click on the link to download the report, enter your password, and download your report.

Is it true you will return my inspection fee if I am not satisfied with my inspection report?

YES WE WILL! We will return your inspection fee if the inspection was not done satisfactorily, the inspector was not courteous and thorough, or the report was not what we promised; we WILL NOT return the inspection fee because the results are not what you needed, what you expected, the loan did not close, or because the inspection revealed something derogatory about the building.

 

What are some of the misconceptions about the 203K Program?

Almost everyone we speak to about the FHA 203(k) loan program thinks this is a new program.

This is not true!

The rehab loan program was a product of the early 1960’s, so it is not as new as one may think.
We have also been told the program is for government assisted, low income, or subsidized housing and to qualify the property must be a poor property in a bad neighborhood.

Again, this is just not true!

With a basic standard mortgage limit for a single family home of $271,050.00 and a high cost limit of $729,750.00 here in Palm Beach County, Florida this conception is totally incorrect.

The program was designed to help the average home buyers refinance a home, or purchase a home in need of repairs and get access to the money needed to do the necessary repairs.

Like most under advertised and little known programs, it was not being used like it could be, so a few changes were implemented. In 1994 "the 203K consultant" was introduced in an effort to stimulate the program and take the mystery out of the loan process. Through your 203K Consultant, you have assistance from a professional that will help get you through the myriad of paperwork needed to complete a 230K transaction.

With current loan limits this high you can literally get a single family home, a 2 unit, 3 unit, or 4 unit building in almost every neighborhood in America. The 203k is an incredible loan program designed to be used anywhere in the United States.